What Are Disability Payments?
If you have a disabling medical condition, you may qualify for Social Security Disability Insurance and may receive disability payments to help you.
You may feel apprehension or hesitation when applying for Social Security Disability Insurance, or SSDI. It could be better for you to elicit the help of a Freedom Disability Advocate who can help you through the application process.
Defining Your Disabling Condition
A disabling condition will result in what the Social Security Administration refers to as a medically determinable impairment. These impairments come in the form of anatomical, physiological and psychological ailments. You could receive disability payments if your symptoms and medical evidence meet the Social Security Administration’s definition of a disability.
Your disability situation is unique and will need to be handled with the utmost regard for your overall health. Just as each medical case is unique, Social Security will review your specific symptoms when determining if you fit the eligibility requirements for disability benefits.
Your condition will be reviewed for benefit eligibility in terms of its severity. The disability payments that you receive are determined by how your disability limits your ability to work – and this inability must continue for a period of at least 12 consecutive months.
Disability insurance is a means of replacing a portion of your income. If you are approved for disability insurance, you will receive Medicare 24 months after you receive disability payments and Social Security Retirement Benefits insurance protection.
In most cases:
- Cash benefits are given to you after six months of being deemed disabled. These payments are monthly and average between $1,100 and $2,000 depending on your work earnings record.
- After 24 months of receiving cash benefits, you may be entitled to Medicare to supplement those payments.
- The Social Security Retirement Benefits insurance will cover your disability after you leave your place of employment because of a disability.
Contact a Freedom Disability Advocate at (800) 298-6885 to learn more about Social Security Disability Insurance and if you may be eligible for disability payments for depression.